If your Credit Agreement does not compy with the Consumer Credit Act of 1974 it is possible to have the agreement declared void and any outstanding balances would not have to be paid

Typical examples of unenforeceable Credit Agreements are the full amount of interest payable or cash price not being displayed on the agreement

Common examples of credit agreements include:

Secured Loans
Unsecured Loans
Hire Purchase
Consolidation Loans
Car Loans/Finance
Credit Cards
Store Cards