Unfair Credit Agreements

Unfair Loan Agreements

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Unfair Credit Agreement Claims

Many Credit Agreements do not comply with the Consumer Credit Act of 1974.

Our solicitors check your credit agreements, if the agreements do not comply with the Consumer Credit Act of 1974 they can act on your behalf, submitting a request to cancel the agreement, stop any further payments on the outstanding balance and reclaim previous payments.

Our solicitors are able to "Audit" all Credit Agreements between £5,000 and £25,000 including:

Secured Loans
Unsecured Loans
Hire Purchase
Consolidation Loans
Car Loans/Finance
Credit Cards
Store Cards

You keep 100% of any final settlement plus interest. You will also get to keep any goods or services already purchased.


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Is your Credit Agreement Unenforceable?

This we can find out for you, without causing you any distress or inconvenience.

It doesn't matter if you think you may have lost or misplaced documents because we will request copies of the originals from your lender or credit card provider for you.

What happens?

Our solicitors audit your credit agreement.

The solicitors check to see if your credit agreement complies with the prescribed terms defined in the Consumer Credit Act of 1974. This Consumer Credit Act 1974 was introduced to protect the rights of lenders and borrowers who have a contract with each other.

Millions of credit agreements, ranging from credit cards to loans may be in breach of the Act and can be deemed 'unenforceable'.

If a borrower's agreement is proved to be 'unenforceable' the borrower would not need to make any future repayments and possibly have previous payments refunded because the lender has not complied with the law.